Branch closures could speed up if the coronavirus pandemic causes bank failures, or if lenders endure losses that force them to cut costs. The virus could have longer-term implications if government-sanctioned lockdowns to contain the outbreak spur consumers to change their behavior. Some late adopters of digital banking may discover they prefer interacting with their bank on their phones and computers.

https://qz.com/1805018/the-probability-your-local-bank-branch-will-be-shut-down/